Indictment for the unregulated free market

this financial mess is very very tired. and i would like for the ones who sold us on deregulation to pay a steep price for getting it wrong. about the price they just asked congress for. this wouldn't have been the problem it was if we weren't under such a crushing amount of debt, every one of us. the idea that you should finance college, that you should finance your homes, and cars, that businesses should borrow money to pay their staff? what's that? you say; financing education helps the lower classes rise to the upper classes.. no, it doesn't. it entraps those who needed to borrow for college in debt slavery. they owe their carreer to sallie mae, and they have to pay for years and years.. only because college costs too much.. way too much... houses now? ok, so 40 years ago houses cost about 2 years salary for the average person. that meant that you could actually save up a significant amount to pay for your house.... you might not have more than a few thousand dollars financed and it wouldn't require 30 years to pay off.. now houses are 7 or more times the average salary, and it's inconceivable to spend the amount of time saving you would need.... when did that become normal? why did that become normal? because they want to keep the middle class where it is. tempt us with a comfortable consumeristic life and we'll keep paying into the system... this system is slavery. so what is the answer? live without debt? i don't know... none of these past few weeks would have happened if we actually had the money we think we have.... i say hamilton was wrong.. you don't want the govenrnment to owe everyone money for it's entire existence. an insolvent bank would be shut down, why not an insolvent government?